Abusive Debt Collectors
It is no secret debt collectors sometimes resort to persistent and overly aggressive tactics
when attempting to collect outstanding debts. However, did you know that most of these
tactics are also against the law? At both the state and federal levels, laws and statutes
recognize the devious methods debt collection agents and agencies utilize to scare debtors and
coerce debtors into handing over their hard-earned money.
To curb abusive debt collection practices the federal government enacted the Fair Debt
Collection Practices Act (FDCPA) in 1977. In 1993, the Florida government enacted a comparable
statute entitled "Florida Consumer Collection Practices Act" (FCCPA). These consumer protection acts prohibit debt collectors from using
deceitful methods to collect outstanding debts. In fact, under this law the debt collector may
actually have to pay $1,000.00 dollars for violating your rights and will be forced to pay for
your attorney's fees.
Debt collection agencies often use dirty tactics in an attempt to intimidate you into paying a
debt you have very little means to pay. Not only is this unfair, but also unreasonable. Seldom
do debt collectors take into account your current standard of living and the people that depend
on you for the basic necessities of life. When a debt collector is being deceitful when speaking
with you or threatens and harasses you, they have broken the law and should be
held accountable. You deserve to be treated with fairness, dignity and respect, and we may be able to ensure that.
If a debt collection agent or agency has ever threatened you in any way, you may be entitled
to file a lawsuit against the debt collection company or law firm to protect your consumer
rights and pursue compensation for damages.
Some examples of illegal debt collection tactics include:
- Calling too early in the morning or too late at night
- Telephone calls to your mobile phone made from an auto-dialer
- Using profane language when attempting to collect
- Threatening you in any manner
- Not revealing their identity
- Suing on a time-barred debt
- Misrepresenting the debt in any way
- Contacting you when represented by an attorney
- Contacting third parties regarding your debt
As consumer law attorneys authorized to practice law in Florida at both the state and federal
level, Lewis & Jurnovoy, P.A. , will aggressively litigate your claim under the FDCPA or FCCPA to ensure
that you may receive just compensation for having your rights violated by abusive debt collectors.
Print a Debt Collection Communications Log